£5 Million Maximum loan size.
65% LTV Maximum loan value.
On difficult, unusual cases and multiple securities, legal costs will be charged pending on the merits of the case. Valuations required at our discretion, desktop and full valuations may be required.
Payment Terms –
Retained interest for full term only.
At LendFirst, we understand that commercial property deals don’t wait, and neither should your finances.
We provide prompt, bespoke bridging finance for commercial property acquisitions tailored to meet the demands of the dynamic property market.
Each application is assessed on its complexity, allowing us to make funding decisions within hours and, for existing clients draw down within 24 hours. A fast draw down enables our clients to act decisively, often positioning them as cash buyers in a competitive environment that gives them the upper hand.
We prioritise clarity, speed, and security throughout the lending process. As bridging lenders, our experienced team works closely with clients to ensure that every transaction is handled with professionalism and discretion, providing a unique customer service experience.
Whether you are acquiring, refinancing, or unlocking value in a time-sensitive opportunity, LendFirst delivers fast, reliable bridging finance, so you can move forward with confidence.
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Bridging Finance Success
Bridging Finance Success
Location: Bamford, UK
Asset Type: Residential Housing Development
Completion: January 2025
The client required swift access to significant capital to support a refinancing strategy. Speed and flexibility were crucial in order to meet key financial deadlines.
Construction to Completion Funding
Construction to Completion Funding
Location: Preston, UK
Asset Type: Commercial Units
Completion: March 2025
The development team required timely access to funding to transition the project from the construction phase through to practical completion.
We’re here to help.
If you can’t find your question here contact us and we’ll get back to you.
A commercial bridging loan is a short-term loan secured against property that helps you move quickly when traditional finance takes too long. It’s designed to “bridge the gap” between buying a property and putting longer-term finance in place, such as a mortgage. At LendFirst, our commercial bridging finance is designed for speed, allowing you to complete time-sensitive purchases with confidence.
Learn more about LendFirst commercial bridging loans.
Commercial bridging loans are ideal when you need to move fast, for example, buying a property at auction, securing new premises before selling existing ones, or acting quickly on a time-sensitive deal. Investors also use bridging finance to purchase properties that need refurbishment before they’re mortgage-ready. At LendFirst, we make sure you have the flexibility to seize opportunities without waiting months for bank approval.
Apply now for a LendFirst commercial bridging loan.
The most significant difference is timing. A mortgage can take months to complete, with endless paperwork, while a bridging loan can often be finalised in under two weeks. Yes, interest rates are higher, but the loan is short-term. Many clients treat a LendFirst commercial bridging loan as their “foot in the door” get the keys first, then switch to a mortgage when the dust settles.
Discuss your options with LendFirst today.
Almost anything. Offices, shops, warehouses, industrial units, pubs, restaurants, land, and even mixed-use blocks with flats above retail. We’ve funded everything from small units to multi-million-pound estates. Even if the property is in poor condition or not mortgage-ready, a bridging loan can often still be effective. At LendFirst, we specialise in deals where flexibility matters most.
Check if your property qualifies, apply now.
It depends on the property and your exit plan. Some clients borrow £200,000 to purchase a single shop, while others borrow several million for portfolios or development sites. Most loans sit around 65–75% of the property value (LTV). At LendFirst, we’ll review the numbers and create a structure that makes sense for your deal.
See how much you can borrow with LendFirst today. Get a fast bridging loan quote online.
Yes. Most commercial bridging loans require a deposit of 20–30% of the purchase price. Occasionally, we can fund 100% if you have additional security, such as another property. The important thing is that you’ve got some equity in the deal. At LendFirst, we’ll walk you through the options so you know exactly what’s required upfront.
Find out your deposit requirements with LendFirst. Contact our lending experts today.
Fast. That’s the point. For some clients, we’ve released funds in under a week; however, the average timeframe is 7–14 days, depending on valuations and legal requirements. If you’re buying at auction with a 28-day deadline, bridging finance is built for that exact scenario. For returning clients, drawdowns can be even quicker.
Apply for a fast LendFirst bridging loan:
Commercial bridging loans are designed as short-term solutions. Most run for 6 – 12 months, with extensions up to 18 – 24 months if needed. The key is your exit, whether that’s refinancing onto a mortgage or selling the property. At LendFirst, we’ll help you plan a repayment strategy that feels realistic, not rushed.
Talk to LendFirst about exit strategies, contact our team today.
Why They Matter and How to Get Them Right
How Long Does a Bridging Loan Take to Complete?
Which Is Right for Your Project?
In commercial property, speed is everything. Opportunities can disappear in days, while traditional lenders often take months to make decisions.
At LendFirst, we offer fast commercial bridging finance tailored for investors, landlords, and developers who require certainty quickly. Whether you’re buying an office building, acquiring a retail unit, refinancing an industrial site, or securing a mixed-use property, our loans give you the flexibility to act decisively.
Unlike banks, we don’t rely on one-size-fits-all criteria. Every application is assessed individually, allowing us to provide tailored commercial bridging loans that accurately reflect the complexity of your deal. For existing clients, funds can be drawn in as little as 24 hours, giving you the same advantage as a cash buyer in competitive negotiations.
At LendFirst, we know commercial property deals can’t wait for slow approvals. That’s why our commercial bridging loans combine speed, flexibility, and expert support. Whether you’re expanding a portfolio, seizing a time-sensitive acquisition, or refinancing to release equity, we’ll make sure finance never holds you back.
Contact LendFirst today to discuss your commercial bridging finance requirements and secure the property funding you need to move forward.
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