£5 Million Maximum loan size.
65% LTV Maximum loan value.
On difficult, unusual cases and multiple securities, legal costs will be charged pending on the merits of the case. Valuations required at our discretion, desktop and full valuations may be required.
Payment Terms –
Retained interest for full term only.
Unlock capital, improve cash flow, or restructure existing finance with LendFirst’s commercial refinancing solutions designed for speed, certainty, and adaptability.
Whether you own office space, retail units, industrial assets, or mixed-use developments, we offer short-term refinancing options tailored to your specific requirements. Our approach bypasses the delays of high street banks, giving you fast access to funding when it matters most.
We understand that timing and structure are critical in commercial finance. That’s why we assess every case individually and move swiftly, helping you take control, manage risk, and seize new opportunities.
Please speak with our experienced team to learn how we can support your refinancing objectives.
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Fast Funding at Auction
Fast Funding at Auction
Location: Manchester, UK
Asset Type: Residential Apartment
Completion: July 2025
An opportunity too good to pass up for our client, which required a 48-hour approval and funds within days of completion.
Bridging Finance Success
Bridging Finance Success
Location: Bamford, UK
Asset Type: Residential Housing Development
Completion: January 2025
The client required swift access to significant capital to support a refinancing strategy. Speed and flexibility were crucial in order to meet key financial deadlines.
We’re here to help.
If you can’t find your question here contact us and we’ll get back to you.
It’s a short-term loan secured against your property, providing quick access to cash. Many clients utilise it to unlock equity, restructure debt, or enhance cash flow while awaiting longer-term funding. Think of it as a financial stopgap that helps you move forward when banks are dragging their feet.
Want to know if your property qualifies? Talk to our bridging lenders today.
Usually, when time is tight, developers and landlords often refinance to release funds for a new purchase, to consolidate expensive borrowing, or to create some breathing room. For example, one client refinanced a retail block to cover refurbishment costs before switching to a mainstream mortgage once tenants were in place.
Can refinancing with LendFirst help you? Apply online today.
Any commercial or investment property offices, retail units, warehouses, industrial buildings, hospitality sites, or mixed-use developments. Even if the property isn’t “perfect” by bank standards (i.e., it needs work), we’ll still look at the bigger picture.
Check your property’s eligibility — get a free quote online.
Loan sizes usually range from £50,000 up to £5 million, with lending up to around 65% of the property’s value. So, if your building is worth £1 million, you could potentially raise £650k. For portfolios, we can often go higher by using multiple securities.
Find out how much you could raise; request a tailored quote.
Speed is the real strength of bridging. At LendFirst, we can issue terms within hours and complete in as little as 7–14 days. Returning clients can often access funds even quickly. It’s a huge advantage compared to the months a bank might take.
Need fast funding? Apply with LendFirst today.
Not normally. With refinancing, your equity acts as the deposit. For example, if your warehouse is worth £2m and the mortgage is £1m, we could consider releasing £300k – £500k, depending on the deal.
How much equity could you release? Contact our lending experts.
Bridging is priced monthly, typically ranging from 0.5% to 1.5% per month. In addition to the valuation, legal, and arrangement fees. The good news? Most clients choose to roll up the interest, meaning no monthly payments; it’s all settled when the loan ends. We ensure that costs are clear from day one.
Get a transparent breakdown — request your quote today.
Yes. Bridging is more about the property value and exit plan than your credit history. Even with past issues or limited paperwork, a strong deal with a clear repayment strategy can still be funded.
See your options and apply now for flexible refinancing with our expert bridging lenders.
It’s repaid in one lump sum at the end of the term. Most clients either switch to a long-term commercial mortgage or sell the property. For instance, one landlord refinanced an office block for 9 months, then cleared the bridge once tenants moved in and a bank mortgage was secured.
Let’s map out your exit plan! Speak with the LendFirst team today.
A sale might be delayed, or a mortgage may take longer than planned. If so, we can look at extensions, re-bridging, or restructuring the facility. The key is to contact us early so we can keep your project moving forward.
Need more time? Contact LendFirst about extensions.
Which Is Right for Your Project?
How Long Does a Bridging Loan Take to Complete?
Why They Matter and How to Get Them Right
Running a business or managing property often means juggling cash flow, debt, and new opportunities simultaneously. That’s where our commercial refinancing loans can help. We work with businesses, landlords, and investors to unlock equity, restructure existing finance, and free up capital when it’s needed most. Our approach is simple: fast, flexible funding without the delays and restrictions of high street banks.
Our short-term commercial refinance bridging loans can support almost any type of property, including offices, retail units, warehouses, industrial buildings, and mixed-use developments. We don’t take a one-size-fits-all approach; every case is assessed individually. That means your loan is structured around your goals, whether that’s releasing equity to buy another property, refinancing debt that’s becoming too costly, or simply smoothing cash flow so you can focus on running your portfolio or business.
Whether you’re refinancing to release equity, restructuring debt, or securing cash for growth, our commercial refinance bridging finance gives you speed, certainty, and peace of mind. Our goal is to keep your plans moving forward, not hold them back.
Talk to LendFirst today about your refinancing goals, and let’s find a solution that works for you.
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