£5 Million Maximum loan size.
70% LTV Maximum loan value.
On difficult, unusual cases and multiple securities, legal costs will be charged pending on the merits of the case. Valuations required at our discretion, desktop and full valuations may be required.
Payment Terms –
Retained interest for full term only.
Whether you’re restructuring debt, raising capital, or refinancing after a purchase, LendFirst offers fast and dependable refinancing solutions for residential property owners and investors.
We eliminate the long delays of traditional mortgages, offering a direct and flexible alternative that allows you to access funds quickly, often within 24 to 48 hours of approval.
Each case is assessed individually, with a focus on efficiency, discretion, and tailored support. If you’re looking to refinance a single property or a wider portfolio, our team is ready to help you move forward with confidence.
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Fast Funding at Auction
Fast Funding at Auction
Location: Manchester, UK
Asset Type: Residential Apartment
Completion: July 2025
An opportunity too good to pass up for our client, which required a 48-hour approval and funds within days of completion.
Rapid Auction Purchase Funding
Rapid Auction Purchase Funding
Location: Gatwick, UK
Asset Type: Airport Car Park (300 spaces)
Completion: December 2024
The opportunity to acquire the site arose at auction, requiring immediate access to funding to secure the purchase before the deadline.
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Yes.
Refinancing an existing bridging loan (often called re-bridging) is possible and sometimes necessary. At LendFirst, we provide short-term residential refinance loans when your current facility is about to expire, or your original exit strategy has been delayed. By moving onto a new bridging loan, you gain the breathing space you need to complete a sale, arrange long-term finance, or release equity without pressure.
Re-bridging means replacing one bridging loan with another. Property sales, refinances, or refurbishments don’t always go to plan, and re-bridging provides extra time to complete the process.
At LendFirst, we review your updated circumstances, exit strategy, and property security before structuring a new residential refinance loan. This ensures you can move forward confidently, without the risk of default on your existing facility.
There are several reasons. Some clients need more time to sell a property, others want to release equity to fund a new purchase, and some face delays in arranging long-term mortgages. Residential refinancing gives you the flexibility to restructure debt, improve cash flow, or secure funds for your next move.
At LendFirst, we tailor refinance bridging loans to meet your specific needs, allowing you to stay in control in a fast-moving property market.
The amount you can borrow depends on the property value, the loan-to-value ratio, which is usually around 70% LTV, and the strength of your exit strategy.
At LendFirst, we provide residential refinance loans secured against single homes or full portfolios. Whether you’re borrowing £100,000 to release equity or several million for multiple properties, we’ll work with you to agree a realistic, structured solution.
Check your refinance borrowing options with LendFirst. Apply online today.
Like standard bridging loans, refinancing involves interest plus fees such as arrangement, valuation, and legal costs.
At LendFirst, we keep things transparent, with no hidden surprises. Costs vary depending on the property type, loan size, and term. Whether it’s a short-term refinance on a single property or a complex portfolio, we’ll provide a clear breakdown before you commit.
Request a clear cost breakdown from LendFirst - get an online quote today.
Every case is unique, and we assess each case on its own merits. We consider the property, your equity, and, most importantly, your exit plan.
Even if your original strategy has changed, we’ll look for ways to make refinancing work. Our aim is always to provide a solution that’s practical, achievable, and aligned with your goals.
Discuss refinance criteria with LendFirst. Contact our expert lenders.
We know deadlines matter. While a mortgage can take months, a LendFirst refinance bridging loan can often be agreed in 48 hours. In urgent situations, returning clients can access funds even quickly. That speed gives you confidence that your current loan won’t expire before the new financing is in place.
How Long Does a Bridging Loan Take to Complete?
Which Is Right for Your Project?
Why They Matter and How to Get Them Right
Property finance doesn’t always run to plan, and sometimes you need to act quickly. Our residential refinancing loans are designed to give you fast, dependable access to capital, whether you’re restructuring debt, releasing equity, or improving cash flow for your next investment. Unlike traditional lenders, we don’t rely on rigid criteria. At LendFirst, we look at each case individually and provide short-term refinance bridging loans that give you the flexibility to keep your plans moving.
At LendFirst, our residential refinancing loans are built for property investors, landlords, and developers who need short-term property finance without delays. Whether you’re refinancing a single home, unlocking equity from a portfolio, or restructuring to take advantage of a new opportunity, we’ll give you the speed, flexibility, and certainty to keep your plans on track. Don’t let slow finance hold you back, and choose LendFirst residential refinancing.
Contact us today to discuss your bridging loan requirements and get a solution that works for you.
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